Brief
Align on scope, policy questions, and urgency before anyone leaves for the field.
Independent Adjusting • Claims ManagementWe don't take the loss at face value.
We don't take the loss at face value.
We find the facts that matter.
OECG gives carriers, TPAs, and counsel the facts they need to make confident claim decisions, from daily property losses to catastrophe surge.
Since 2001Independent Adjusting
Texas + FloridaEstablished Presence
Nationwide ResponseDeployment Ready
Field + DeskDual Capability
Our Standard
A file is only as strong as the facts behind it. We establish the facts first.
The assignment starts with a question: What actually happened?
Our adjusters follow the evidence from first notice through documented findings. We trace cause, test extent, read the policy against the facts, and record what the site demonstrates — not what the first report assumed.
When a loss requires more than one discipline, we engage engineers, building consultants, and other specialists, then reconcile their findings into a single file your examiner or counsel can act on.
Read our standardMethod
Four disciplines on every file.
Inspect
Document the site, damage, statements, and conditions with photographs, measurements, and notes.
Challenge
Test assumptions, reconcile inconsistencies, and involve engineers or consultants when the loss demands it.
Report
Deliver a clear, defensible file with accurate estimating and proactive status updates.
Two Operating Modes
Daily volume. Catastrophe surge.
The same investigative standard applies to a single water loss and to a full deployment into a landfall zone.
Daily ClaimsCommercial & residential property
Fire, lightning, water, vehicle impact, and other non-catastrophe damage, through to complex and large-loss assignments.
CommercialResidentialLarge LossComplex
Daily claims detail
CAT OperationsHurricane, tornado, hail, surge
Field deployment paired with desk and examination support, so throughput never comes at the cost of documentation.
HurricaneTornadoHailSurge Desk
CAT operations detail
Cause and extent, documented on siteComplex Claims
When one discipline isn't enough.
Large and disputed losses rarely resolve on a single inspection. We identify the questions that require a specialist, engage the right one, and hold the file to a strict quality review before it reaches you.
- Full investigation into cause and extent of loss
- Policy interpretation applied against documented facts
- Accurate, line-item estimating and reconciliation
- Engineer and building-consultant coordination
- Strict internal quality review and proactive status communication
Responsiveness
We go where the file takes us.
Distance and scheduling are planned into the assignment, not treated as exceptions. We respond wherever the loss is located, return to the site when documentation requires it, and stay engaged through completion.
That reach is what allows a Texas and Florida firm to answer nationwide, and what keeps reporting consistent when a single event places hundreds of files in motion.
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